Early upgrades operate online from 190 days before the expiry of your current contract, the deals on offer will not be as good as those open to new customers
If you have a query over the dates of your contract you need to wait for a mod to email you
As for your other options
If you don't have mobile specific insurance from voda or a 3rd party check with your household contents provider, or if you are a student or hold a premium acount your bank, as they may cover you
You need to be more specific about the damage, you won't be covered by the warenty but as it's an iPhone apple may repair it for a cost typicaly £150
your other options are to get another handset, probably PAYG and use your contract sim in that until you can upgrade
Hi tobywbbr
Thanks for your post, I can appreciate how frustrating this is for you. We can certainly take a look into it to see if we can upgrade you any earlier than the early upgrade period. 
I’ve sent an email to your registered address, if you could send me a reply back with all the details needed then one our team will be in touch to discuss what options you have.
Check out our full range of fabulous phones.
Hey SynthFG, thanks for popping that reply on, it’s a very helpful comment. 
Cheers
Amanda
Web Relations Team
