Ask
Reply
Solution
21-07-2022 10:17 AM
I have a default from 5 years ago on my credit file. I need to get this satisfied as applying for mortgages. As it was 5 years ago I don't have any letters for who to contact. I don't even have the mobile phone details anymore. Can someone advise who I can contact about this? Thanks
21-07-2022 12:51 PM
Hey @crborrett I hope you're well. If you drop our Social Media team a message here then they can look into this for you!
21-07-2022 01:58 PM
If a default was warranted then it would typically remain on a credit file for 6 years.
https://www.experian.co.uk/consumer/guides/defaults.html
" A default will stay on your credit file for six years from the date of default, regardless of whether you pay off the debt. "
However do take up @Effie advice to contact the Vodafone Social Media Teams so they can look at this for you.
Current Phone >
Samsung Galaxy s²³ Ultra 512gb Phantom Black.
22-07-2022 09:17 AM
Hi,
yes I read about contacting the team on Facebook after I put this post! Thanks for your help anyway 😃