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Sometimes a lite tariff such as payg1 does not always satisfy one's usage needs @kegweg1939
The Big Value Bundle offers good allowances.
It depends on whether you send quite a few texts or make a few calls in a month.
Then there's data usage which is typically the most expensive part to use if you go over or need more.
Current Phone > Samsung Note 20 Ultra 5G - SM9860 Snapdragon.
Samsung One Ui 3.0 / Android 11.