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Vodafone mistake has destroyed my credit rating to almost zero

Daveraver69
2: Seeker
2: Seeker

I recently tried to get a new mortgage and bank loan and was knocked back and advised to check my credit score, so I sent away to experian and another company for my credit score which was very healthy to find out that due to a mistake by vodafone back in 2016 I have had my credit score destroyed.

 

I took out 2 x sim cards for my children on a red value deal 20gb per month at half price, full price was £40 per month and I recieved a confirmation for the 2 x cards for £20 per month each.

 

Upon receiving the cards I was then send the usual first e-bill email without actually activating the cards, so order placed on the 19/02/2016 first bill send on the 22/02/2016 for one card at £20 and one card at £40

 

two or three phone calls later I was told it woudl be fixed and updated on the online account. Checked the next day before I went to poland 23/02/2016 still not corrected.

I then spend more time on the phone and online live help chat to be told it would be fixed yet one person told me yes £20 per month for both, and another told me £20 for one and £40 for the other, luckily I have kept the transcripts of the chat.

I then informed them to cancel the accounts as I was not happy with the mess on my new vodafone account, first time and last time dealing with them. I was told that was not a problem so I removed the direct debit from my account and went and got new sim cards for my children from another vendor.

 

I thought this was the end of it, a month later an email with a e-bill attached 21/03/2016 and again on the 20/04/16 for £20.04 Ignored this as I thought it was just another admin error and carried on my life. 

 

Then the e-bills stopped and I thought no more, until I went to get a car loan and found I had a very low and bad credit rating, I have had a great credit rating for a very loing time as I always pay my bills on time and never miss.

 

As i said at the top vodafone said I had defaulted on my account for some 5 months, so why not a claim me or an email or letter, why because someone did not do thier job correctly and cancel the accounts.

 

I need advice to get this sorted as right now I need to get a new house and I cannot get any credit whatsover over a stupid miustake

 

regards David

 

 

57 REPLIES 57

BandOfBrothers
17: Community Champion
17: Community Champion

As this is going to need some Investigation and account access please let the Vodafone Social Media Team here catch up with your post and they'll help you with this situation if they can.

Current Phone  >

Samsung Galaxy s²⁴ Ultra 512gb.

 

 

Alex
Moderator (Retired)
Moderator (Retired)

@Daveraver69 I appreciate your concern in relation to your Credit File, we'll need to access your account in order to view the relevant details and look into this further.

To enable us to do this, please contact our specialist team directly using the link in the private message I've sent. 

 

I'm struggling with the same thing!

vodafone has ruined my credit score which was out of my hands. Vodafone admitted liability but they still sent me bills so it was like I was missing payments, recently applying for a mortgage I got knocked back with a credit score which was horrendous! Iv been on the phone countless times trying to resolve this issue but still nothing, any help will be gladly welcomed.

thanks liam 

Can someone contact me from Vodafone too please? I have exactly the same issue 

MarkD
Community Manager
Community Manager

Hi @dtrehane, our credit file specialists on Twitter or Facebook will be happy to take a look at your query. You can find all the contact details here.

maciekstar
2: Seeker
2: Seeker

Hi

did you manage sortet this with Vodafone?

i have similar situation and I spend hours speaking to customers service without any luck 

they never call back or do anything 

useless

Mark
Community Manager
Community Manager

I'm sorry to hear you've not been able to get this issue resolved yet @maciekstar. So one of out Credit File Specialists can take a look into this for you, please get in touch with us by following the instructions in this private message.

 

 

Dehelvi
2: Seeker
2: Seeker

RE Account Number MOD EDIT: This post has been edited to remove personal information please see Community Guidelines

 

I have experienced a similar issue with Vodafone. Its been two years since I left Vodafone and switched to o2 - just finished my contract with them an had no issues whatsoever. 

Last week I went to apply for a bank account and was declined and upon checking Experian - Vodafone have put a default on the account since 2016 (I’ve never needed a credit card or a loan so this is the first I’ve become aware of it). 

 

It seems even after moving providers, I’ve still not been able to escape this nightmare. When I initially joined Vodafone In 2015 I started of with 6 month unlimited data. No issues for the first 6 months. Then back in October 2015 I received a bill over £100 due to the use of data outside my monthly allowance. I immediately rang Vodafone customer service to try understand the how this was possible as I had very limited use of data on my phone.

 

Upon investigating the matter, I was told to check the usage on my phone where I discovered I had used less than 1GB yet was charged outside of my 4GB allowance. As a result I was told to take my iphone to the local apple store to produce a report and then to a to a Vodafone store in order to get my bill revised.

 

On 14th December 2015 Vodafone were notified of the report from apple that conformed the device was working fine and that the issue was with the carrier - Vodafone. See attached. I took this into the my local Vodafone store as instructed and the bill was revised accordingly. 

 

Every month after this i experienced the same issues over and over again. My direct debit was taking large sums of money and therefore had to continuously ring up and explain the issues over and over again. My bills were revised for the following 3 months but as I had a direct debit set up the incorrect amounts were automatically deducted from my bank. This caused a lot of problems and therefore I was forced to cancel my direct debit and advised customer services I would set this up again once the issues had been permanently fixed. 

 

Consequently I was the one who had to make the effort to resolve the issues and after having exhausted contacting their call centres, I tried sending emails and even visited their stores. Not Even surprised - the email addresses of their complaints department  i was given didn’t work. As a result the next couple of months my phone was barred over a period of time. Frankly this crossed the line and was unacceptable. I felt this voided the contractual agreement I had signed up for as I was not constantly not receiving any services. I got so sick of the routine every month I just wanted to leave and go elsewhere but at this point I was advised I couldn’t exit my contract and had no choice but to add extra bolt ons every time I supposedly run out of data (just to use whatsapp!.)

 

So I did - put on additional bolt ins whilst someone was supposedly investigating the issues and would call me back in 48 hours which reading through this thread nobody ever does. In fact I did everything they asked me to from visiting the Apple store to their  colleagues in the Vodafone store yet they were incapable of rectifying any of these issues.

 

By the time I got to the end of the contract no one had contacted me for a period of 12 months to solve the issues nor chase any form of payment since I had cancelled my direct debit. My bill had never been revised which was now totalled over £1500+ by the end of the contract and no permanent solution to the data leakage had ever been provided. 

 

I finally managed to get through to someone from renewals who promised they would send me a deadlock letter so I could leave and go elsewhere as they could not come to a resolution. They actually had the audacity to offer a £75.00 credit of the outstanding balance which I thought was a complete insult and thereafter a £200.00 ‘correctional credit’ with No explanation of how it was calculated. I declined and moved providers and for the next 2 years - had no issues with O2 on the same tariff using the same amount of data. 

 

Now I find myself resorting to liaise with Vodafone once again by writing in this forum to sort out the default on my credit score which I’ve just discovered. 

 

My question to the community- Do you think it if fair that I am liable to pay for the line rental and/or any additional charges. 

Vodafone - how do I sort this mess out? I have done everything you asked from me and provided you with the report from Apple that is on your system (and attached) which conforms there were no issues with the handset and was with yourselves overcharging me??

Josh
Moderator (Retired)
Moderator (Retired)

@Dehelvi I'm sorry to hear you've had this catalogue of issues from being a customer with us previously, resulting in this issue with your credit file now. I've sent you a Private Message with instructions on how to get in touch with our credit file specialists in the team. Please follow the steps included in the message, we'll then review your journey and assess all options to fix this.