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19-07-2017 10:33 AM
I have recently discovered a default on my credit history linked to Vodafone. It turns out a phone contract was taken out in 2011 at someone elses address, but for some reason my name and address is linked to the account.
I had absolutely no knowledge of this until now, and nobody from Vodafone of the debt collection ever contacted me even though they have my address on file.
After trying to dispute this with Equifax, they now tell me Vodafone refuse to do anything about it as my name is on the account. I tried calling Vodafone who refuse to speak to me because I dont have the account number!
I am absolutely disgusted that I'm being fobbed off by Vodafone after having my credit ruined by somebody I dont even know. If they have my name linked to the account why did nobody ever contact me about this debt? This whole thing has taken place completely behind my back.
I have to get this removed. Can anybody please help?
07-08-2017 02:27 PM
Where would they have gotten your genuine signature from? I'd sign it in a slightly different way to normal and submit.. If they accept it, then it's another factor supporting your case.