I'm trying to upgrade and have done everything only to be met with a credit check failure which from reading seems to be a common issue. I have no financial issues and have had no recent credit checks against me and the ultimate cost of my upgrade is similar if not the same as my previous approved deal. How can I get a mortgage and not a phone. I have appealed and this remains rejected with no reason or justification provided or will be given. There is no reason I can think of that this would be rejected and my credit score is good. Please someone provide some sense to this strange decision and how I can get past this Thanks