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Solution

Help. Do I contact small claims court? Do I contact a News agency to report my story?

J641
2: Seeker
2: Seeker

Hi,

 

Back in July 2016, I cancelled my contract with Vodafone due to them exceeding the RPI % of my agreed bill.

I wrote to vodafone to cancel this and got confirmation of this; and it was cancelled. I called up Vodafone and double checked that no outstanding payments would occur; there are large amounts of notes on the account testifying to this.

 

After checking my credit report; I noticed a late payment for several months on my account and this made me investigate. of-which i discover that an outstanding 13.49 was put onto the account for some reason? - when i was told no outstanding balance would occur.

 

So i went into the store and paid this 13.49 and was told that the account is settled and can now close. (note: i received no communication from vodafone that I owed this amount).

 

Fowarding onto this week, i recieve three letters at once; of a outstanding balance from vodafone, a final payment notice from vodafone, and a debt collectors on behalf of vodafone; all dated 02/12/2016.

 

So I called vodafone to query this factor; to which 6 hours of calling operators confirmed (and I have this in writing) that I owe nothing to vodafone; or third party debt collectors.

I ask vodafone to ensure nothing goes onto my credit history file; and was told that it would be fine.

 

I've got a statement from my credit history file and it has a negative factor added; stating that i am in serious arears with vodafone.

This is preventing me from buying a home; and has caused significant stress.

 

I've been hearing stories from the News about Vodafones new system essentially ruining lives due to incorrect credit reports.

 

Who do I contact to actually get this account closed permentantly; to remove all bad remarks on my credit file and to get confirmation of these steps for my records? 
This has taken far too long to form a solution

 

Regards,

James.

 

2 REPLIES 2

BandOfBrothers
17: Community Champion
17: Community Champion

Hi,

 

The Department of Vodafone is called The Credit File Support Team. They are contactable through Customer services. 

 

They have the necessary tools to have a Default removed if not warranted. 

 

A help guide I wrote is > Default-on-your-Credit-File-and How-to-add-a-Notice-of-Correction.

Current Phone  >

Samsung Galaxy s²³ Ultra 512gb Phantom Black.

 

 

Will
Moderator (Retired)
Moderator (Retired)

Hi @J641

 

We'll be happy to look into this.

 

I'm about to send you a PM with our contact details.

 

We have a dedicated part of our team that looks into credit file issues, so we'll likely be able to find out what's going on with your account.