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Default removal after payment

louiserobbins09
3: Seeker
3: Seeker

Hello. Just checked my credit file. Have a default  for £18 registered in Oct 23. I  didn’t have any comms from you otherwise I would have paid.  Please tell me how I can pay in full immediately and how the default can be removed. Thank you. Appreciate your help. 

4 REPLIES 4

Lucy_F
Moderator
Moderator

Hi @louiserobbins09 Thanks for raising this. A payment can be made by calling 03333040191 or via Live Chat. A default removal query can be raised to our Credit File Support Team via this form. Or pop us over a message via our Social Media Team here and we'll get things looked into. 

japitts
9: Established

@louiserobbins09 wrote:

my credit file. Have a default  for £18  Please tell me how I can pay in full immediately and how the default can be removed. Thank you. Appreciate your help. 


If you settle the amount, the default cannot and should not be removed, but be marked as settled.

If you want a default removed, you should contest its validity.

Hello. Thanks for the answer. How do I contest its validity? Thank you

Hi @louiserobbins09  - If you feel like the amount we're asking for isn't right, then please message us on the Social Media link that Lucy has posted and we'll review this for you.