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Solution

False defaulted account entry on my credit record

BCoules
2: Seeker
2: Seeker

I've looked at previous posts on this topic which advise contacting customer services and the specialised credit rating department.  Unfortunately since I no longer have a Vodafone account I can't get past the automated "enter your number" stage on the phone call: the number I used to have isn't recognised.

 

Briefly, there's a defaulted account entry on my Experian report for the sum of £15.  This has to refer to a short-lived mobile broadband account which I took out in June 2016 and closed within two weeks.  Both on live chat and in a local shop I've been assured that there are no outstanding payments owing.

 

Since this is having a drastic effect on my credit rating I'd be very grateful for any advice on how to get the false information corrected.

 

EDITED TO ADD:

 

I found another post on how to bypass the need to enter a current number (basically, just wait until the recorded message stops asking) and I'm currently talking to a very helpful and knowledgable lady who's as puzzled as I am by this.  I'm now on hold while she's conferring with someone else and with a bit of luck they might between them be able to resolve things.

 

Many thanks.

 

4 REPLIES 4

BandOfBrothers
17: Community Champion
17: Community Champion

I have found that ringing the landline number in contact-us and ignoring the prompts to key in the mobile number and after the 4th prompt it should say press 2 for contracts. 

That or let the Social Media Team here catch up with your post. 

Current Phone  >

Samsung Galaxy s²⁴ Ultra 512gb.

 

 

Thanks for that.  Your post overlapped with my edit above saying that I'd just discovered the same solution to bypassing the automatic message.  I'm currently on hold while they're trying to work out what the devil has happened.

 

EDITED TO ADD:

 

Success!  The wonderful Julie and her unnamed colleague have evidently sorted this out between them and I'm assured that the default notice will be removed within a couple of days.

 

 

 

TJ
Community Manager (Retired)
Community Manager (Retired)

@BCoules I'm really glad to hear that Julie and the team have managed to get this resolved for you 👍

Please continue to monitor your credit file and if there's anything that your concerned about, or anything that you're not 100% sure of the credit specialist in our team will be happy to investigate further for you. 

I've sent you a private message with details on how to get in touch with them directly if you need to 🙂

TJ,

Many thanks for that.  Be assured that I shall indeed keep a careful eye on my credit report.